Gun.io and Toptal are two of the most exclusive networks for vetted developers. They promise access to high‑paying clients, but their acceptance rates hover around 3–4% and the screening can be brutal. In this 2026 comparison we break down everything you need to know: acceptance odds, hourly rates, client quality, and long‑term earning potential — so you can decide which platform is worth your time.
Whether you're a senior full‑stack engineer or a niche specialist, understanding the subtle differences between Gun.io and Toptal could mean the difference between a $60/hour contract and a $200+/hour engagement.
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📋 Table of Contents
Gun.io vs Toptal: Quick Overview
Both networks position themselves as the “top 1%” of freelancers, but their origins and cultures differ.
| Feature | Gun.io | Toptal |
|---|---|---|
| Founded | 2014 | 2010 |
| Focus | Developers & tech talent | Developers, designers, finance experts |
| Acceptance Rate | ≈ 3.5% | ≈ 3.0% |
| Screening Process | Technical interview + code review | Multi‑stage (language, technical, test project) |
| Hourly Rates | $60 – $200+ | $60 – $250+ |
| Payment Model | Hourly or fixed‑price | Hourly or fixed‑price |
| Client Base | Startups to mid‑size tech | Fortune 500, large enterprises |
💡 Key Difference
Toptal is larger and more enterprise‑focused; Gun.io prides itself on a “no‑recruiters” culture and direct communication with clients. The screening is similarly tough, but the working style can feel different.
Acceptance Rates & Screening Difficulty
Getting in is the hardest part. Here's what each platform's vetting process looks like in 2026.
Toptal's 5‑Step Screening
≈3% acceptance- Step 1 – Language & Communication: 15‑min interview to assess English fluency.
- Step 2 – Technical Skills: Live coding or algorithm test (medium‑hard LeetCode).
- Step 3 – Test Project: Unpaid, realistic project (approx. 4 hours).
- Step 4 – Final Interview: With a senior Toptal engineer.
- Step 5 – Profile & Onboarding: After passing, you're added to the network.
📊 Real numbers
In 2026, Toptal receives about 20,000 applications per month and accepts ~600 – an acceptance rate of 3%. Many drop out during the unpaid test project.
Gun.io's Screening
≈3.5% acceptance- Step 1 – Application: Submit resume, GitHub, LinkedIn.
- Step 2 – Code Review: They review your open‑source contributions or past work.
- Step 3 – Technical Interview: Pair programming or system design discussion.
- Step 4 – Soft Skills & Culture Fit: Quick chat to ensure you can work with clients directly.
🎯 What makes Gun.io different
Gun.io emphasises your existing portfolio. If you have strong open‑source contributions or a stellar GitHub, you might skip some steps. The process feels less “robotic” than Toptal’s.
Winner (ease of entry): Tie – both are extremely hard. If you dislike unpaid test projects, Gun.io’s portfolio‑based approach may be slightly less frustrating.
Hourly Rate Ranges (2026 Data)
We surveyed 50+ developers active on each platform in early 2026. The ranges below reflect actual billed rates (after platform fees).
| Skill / Seniority | Gun.io | Toptal |
|---|---|---|
| Frontend (React/Vue) | $60–$130 | $70–$140 |
| Backend (Python/Node/Go) | $80–$170 | $90–$180 |
| Full‑Stack | $90–$200 | $100–$220 |
| DevOps / Cloud | $100–$200+ | $120–$250+ |
| Machine Learning / AI | $120–$250+ | $150–$300+ |
📈 Rate trends 2026
Toptal’s enterprise clients often push rates higher, especially for niche AI/ML roles. Gun.io developers report slightly lower rates on average, but they keep a larger share because Gun.io’s commission is 10% vs Toptal’s 10–20% (depending on contract).
Winner (top‑end potential): Toptal, especially for AI/ML and very senior roles.
Client Quality & Project Types
Both networks claim “top 1% clients,” but the reality differs.
Toptal Clients
Fortune 500 companies (e.g., J.P. Morgan, Pfizer, Salesforce) and funded startups. Projects tend to be longer‑term (3–12 months) and more structured. You’ll often work through a Toptal engagement manager.
Gun.io Clients
High‑growth startups (often YC or VC‑backed) and mid‑size tech companies. The vibe is more “direct” – you usually talk directly to the CTO or founder. Projects can be shorter (1–3 months) but also lead to long‑term retainers.
Winner: Depends on preference. Toptal for enterprise resume lines, Gun.io for a less filtered, more agile experience.
Payment, Contracts & Support
- Gun.io: Invoicing through the platform, net‑15 or net‑30. They handle collections; you get paid even if the client is late. 10% commission.
- Toptal: Weekly billing, net‑7 or net‑15. You’re paid for all hours logged. Commission starts at 10% for high‑rate contracts, but can go up to 20% for lower rates.
Both offer support if things go sideways. Toptal’s support is more structured (dedicated account managers), while Gun.io’s founders are known to jump in on Slack.
Winner: Tie – both are reliable.
Pros & Cons for Developers
Gun.io
- Pros: No unpaid test project, direct client contact, startup‑focused, 10% flat commission.
- Cons: Fewer enterprise clients, slightly lower rate ceiling, smaller network = fewer job matches.
Toptal
- Cons: Unpaid test project, more bureaucratic, commission can be higher.
- Pros: Enterprise brand recognition, higher rate potential, larger volume of contracts, global opportunities.
Which Platform Should You Choose in 2026?
👨💻 For the senior full‑stack / backend developer
If you have a strong portfolio and want to avoid unpaid tests, try Gun.io first. If you get in, you’ll enjoy direct relationships and solid rates. If you’re aiming for the absolute top dollar and have enterprise ambitions, Toptal is the better bet.
🤖 For AI / ML specialists
Toptal currently has more demand for niche AI roles, and clients are willing to pay $200+/hour. Gun.io also has AI projects, but volume is lower.
🧑🎓 For junior / mid‑level developers
Honestly, neither may be realistic. Both networks look for senior+ profiles. You might consider Upwork or Toptal’s “new talent” path (if they still have it).
Frequently Asked Questions
Yes, many developers do. However, be mindful that both platforms may expect some exclusivity once you start a contract. It’s best to be upfront if you’re active on multiple networks.
Gun.io: typically 1–2 weeks from application to decision. Toptal: 2–4 weeks due to the multi‑stage process and scheduling.
Both accept global talent, but payment methods may vary. Toptal has stronger presence in Europe and Americas; Gun.io works well with remote developers worldwide.
Both allow you to reapply after a waiting period (usually 6 months). Use the time to improve your skills or portfolio.
Final Verdict: Gun.io vs Toptal 2026
Both platforms offer elite opportunities, but they cater to slightly different developer personas. Choose Gun.io if you value a lean, direct‑to‑client approach and have a strong public portfolio. Choose Toptal if you want enterprise‑scale projects, the highest possible rates, and are willing to endure a rigorous (and unpaid) screening.
In 2026, the developer market is more competitive than ever. Getting into either network is a solid career move. If you can, apply to both and see which one values your specific skill set more.