Registered Agent Comparison (2026): Which Service Should You Choose?

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If you're forming an LLC or corporation in 2026, you're legally required to designate a registered agent. But with dozens of services competing for your business, how do you choose the right one? This comprehensive comparison breaks down the top registered agent services by fees, features, privacy protections, and compliance toolsβ€”so you can make an informed decision and keep your business in good standing.

We've analyzed Northwest Registered Agent, LegalZoom, ZenBusiness, Incfile, Rocket Lawyer, and others to help you find the perfect fit based on your budget, privacy needs, and long-term goals.

What Is a Registered Agent?

A registered agent (also called a resident agent or statutory agent) is a person or business designated to receive legal documents, government correspondence, and service of process (lawsuits) on behalf of your LLC or corporation. Every state requires businesses to maintain a registered agent with a physical address in the state of formation.

πŸ’‘ Legal Requirements in 2026:

  • Physical address: Must be a street address (not a PO box) in the state of registration.
  • Availability: Must be available during normal business hours to accept documents.
  • Consent: The agent must consent to accept service on your behalf.
  • Public record: The agent's name and address are part of public record.

Why You Need a Registered Agent Service

You can act as your own registered agent, but most business owners choose a professional service for several reasons:

  • Privacy: Keeps your personal address off public records.
  • Compliance: Services ensure you never miss critical deadlines (annual reports, lawsuit notices).
  • Flexibility: Allows you to operate in multiple states without physical offices.
  • Peace of mind: Professionals handle sensitive documents promptly.

⚠️ Warning: Missing a lawsuit notice can result in default judgment against your business. A registered agent service prevents that.

Key Criteria for Choosing a Registered Agent

When comparing services, focus on these seven factors:

  1. Annual Fee: Ranges from $0 (with formation packages) to $300+. Watch for hidden fees.
  2. Privacy Protection: Does the service shield your personal address from public databases?
  3. Compliance Alerts: Does it send reminders for annual reports and deadlines?
  4. Mail Forwarding: Options for scanning, forwarding, or handling physical mail.
  5. Multi-State Coverage: If you expand, can they handle multiple states?
  6. Customer Support: Responsive phone/chat support when you need it.
  7. Additional Services: Formation help, operating agreements, EIN, etc.

2026 Registered Agent Comparison Table

Here's how the top services stack up based on our research and user feedback:

Service Annual Fee Privacy Compliance Alerts Mail Forwarding Multi-State Support
Northwest Registered Agent Best Privacy $125 ⭐⭐⭐⭐⭐ ⭐⭐⭐⭐⭐ Free scanning Yes ⭐⭐⭐⭐⭐
LegalZoom $299 ⭐⭐⭐⭐ ⭐⭐⭐⭐ Paid plans Yes ⭐⭐⭐⭐
ZenBusiness Best Value $199 (first year free with formation) ⭐⭐⭐⭐ ⭐⭐⭐⭐⭐ Paid add-on Yes ⭐⭐⭐⭐
Incfile $119 (first year free with formation) ⭐⭐⭐ ⭐⭐⭐⭐ Paid add-on Yes ⭐⭐⭐
Rocket Lawyer $249 ⭐⭐⭐⭐ ⭐⭐⭐ Included Yes ⭐⭐⭐
Harbor Compliance $199 ⭐⭐⭐⭐ ⭐⭐⭐⭐ Included Yes ⭐⭐⭐⭐

Northwest Registered Agent

Northwest Registered Agent $125/year

Northwest is widely regarded as the gold standard for registered agent services. They focus exclusively on registered agent work (no upsells) and provide best-in-class privacy protection.

Free mail scanning & forwarding
Same-day document uploads
10+ years of compliance history
No hidden fees
Multi-state discounts available
Portland-based support team

Pros

  • Excellent privacy (address is never sold)
  • Transparent pricing
  • Knowledgeable support
  • Free mail forwarding (first-class)

Cons

  • No free first year (except occasional promos)
  • Minimal online dashboard extras

Best for: Business owners who prioritize privacy and long-term reliability.

LegalZoom

LegalZoom $299/year

LegalZoom is a household name in business formation. Their registered agent service is bundled with their extensive legal document library and attorney network.

Nationwide coverage
Online dashboard with document access
Compliance calendar
Optional mail forwarding ($99/year)
Attorney advice (additional cost)
30-day money-back guarantee

Pros

  • Strong brand reputation
  • Integration with legal forms
  • Easy-to-use portal

Cons

  • Highest price among major services
  • Mail forwarding costs extra
  • Upsells can be aggressive

Best for: Business owners who want an all-in-one legal solution and don't mind paying a premium.

ZenBusiness

ZenBusiness $199/year (first year free with formation)

ZenBusiness has disrupted the formation industry with affordable, subscription-based services. Their registered agent plan includes excellent compliance tools.

First year free when you form with them
Automated annual report reminders
Worry-Free Compliance guarantee
Online dashboard + mobile app
Optional mail forwarding ($50/year)
Lifetime customer support

Pros

  • Excellent value (free first year)
  • Great compliance tools
  • User-friendly interface

Cons

  • Mail forwarding is an add-on
  • Privacy not as strong as Northwest

Best for: Budget-conscious startups that want a modern, hassle-free experience.

Incfile

Incfile $119/year (first year free with formation)

Incfile is known for its low-cost formation packages. Their registered agent service is reliable but more bare-bones compared to competitors.

First year free with any formation package
Online document access
Compliance alerts
Optional mail forwarding ($135/year)
Lifetime customer support
Multi-state available

Pros

  • Very affordable after first year
  • Free first year is a great deal
  • Decent support

Cons

  • Mail forwarding is pricey
  • Dashboard is less polished
  • Privacy protections not emphasized

Best for: Entrepreneurs who want the lowest upfront cost and don't need advanced features.

Rocket Lawyer

Rocket Lawyer $249/year (discounts with membership)

Rocket Lawyer combines registered agent services with an online legal subscription, offering document templates and attorney consultations.

Free document scanning
Compliance reminders
Online document storage
Optional legal membership ($40/month)
Mail forwarding included
30-day money-back guarantee

Pros

  • Mail forwarding included
  • Legal membership adds value
  • Good for ongoing legal needs

Cons

  • Pricing is mid-range
  • Membership auto-renews
  • Support can be slow

Best for: Businesses that want access to legal documents and advice alongside registered agent services.

How to Choose the Right Registered Agent

Follow this decision framework:

  1. If privacy is your top concern: Choose Northwest Registered Agent. They will never sell your information and offer the strongest address protection.
  2. If you want the best value and modern tools: ZenBusiness offers a free first year, excellent compliance reminders, and an easy-to-use dashboard.
  3. If you need an all-in-one legal solution: LegalZoom or Rocket Lawyer provide registered agent services plus access to attorneys and document libraries.
  4. If you're on a tight budget: Incfile gives you a free first year and a low renewal rate, though features are minimal.
  5. If you plan to operate in multiple states: Confirm the service offers multi-state coverage and ask about volume discounts.

🎯 Pro Tip:

Always check if the registered agent service includes compliance alerts for annual reports. Missing a deadline can result in penalties or administrative dissolution.

Common Mistakes to Avoid

  • Using your home address: Puts your privacy at risk and invites junk mail and unwanted visitors.
  • Choosing based solely on price: The cheapest option may lack critical features like compliance alerts.
  • Ignoring renewal fees: Some services offer a free first year but hike prices significantly later.
  • Not checking multi-state capabilities: If you expand, you'll need a service that can handle multiple states seamlessly.
  • Forgetting to update your agent: If you switch services, you must file a change of agent with the state.

Frequently Asked Questions

Yes, you can serve as your own registered agent if you have a physical street address in the state where your business is registered and you're available during business hours. However, using a professional service protects your privacy and ensures you never miss important documents.

Failure to maintain a registered agent can lead to default judgments against your business (if you're sued and don't respond), fines, loss of good standing, and eventually administrative dissolution of your LLC or corporation.

Yes, if you have a physical presence or qualify as "doing business" in another state, you must register as a foreign entity and appoint a registered agent in that state. Many national registered agent services offer multi-state packages.

Most services scan and upload documents to an online portal for free. Physical forwarding of packages usually incurs an additional fee. Some include a certain number of free forwards per year.

Yes, you can change your registered agent at any time by filing a Statement of Change of Registered Agent with your state (usually a $10–$50 filing fee). Your new agent may handle the paperwork for you.

Make the Right Choice for Your Business

Your registered agent is a critical partner in maintaining your company's legal standing. Whether you prioritize privacy, value, or comprehensive legal tools, there's a service that fits your needs. We recommend Northwest Registered Agent for long-term privacy, ZenBusiness for the best all-around value, and LegalZoom if you want an established brand with extra legal resources.

Remember to review the contract terms, understand renewal pricing, and ensure the service offers compliance alertsβ€”your future self will thank you.

πŸ’« Ready to Form Your Business?

Check out our US LLC Formation Guide for a step-by-step walkthrough, or dive into our S Corp vs LLC comparison to choose the right structure.

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