MyPoints Review 2026: Points Value, Earning Methods & Is It Worth Stacking With Swagbucks?

If you're looking for a legitimate get‑paid‑to platform that combines surveys, cashback shopping, and daily tasks, MyPoints has been around since 1996 — longer than most online earning sites. But in 2026, with so many alternatives like Swagbucks, InboxDollars, and Qmee, is MyPoints still worth your time? And since both MyPoints and Swagbucks are owned by Prodege, should you use both or just stick to one?

We ran a 30‑day test to find out. We tracked every activity, measured point values, and calculated real hourly earnings. In this review, we'll cover every earning method, the true value of a MyPoints point, how fast you can cash out, and whether stacking it with Swagbucks actually boosts your total income or just creates redundancy.

What Is MyPoints and How Does It Work?

MyPoints is a reward platform owned by Prodege, the same company behind Swagbucks. Launched in 1996, it’s one of the oldest online rewards sites. The concept is simple: you earn points (called "Points") by completing activities like surveys, shopping online through their portal, watching videos, playing games, and searching the web. Points can then be redeemed for gift cards, PayPal cash, travel rewards, or even charitable donations.

Unlike Swagbucks, which uses "SB" as its currency, MyPoints uses a straight point system. The site is accessible in the US, Canada, UK, Australia, and several other countries, though earning opportunities vary by region. In 2026, MyPoints continues to be a reliable option for supplemental income, but it’s important to understand the earning potential before committing time.

Earning Methods: Surveys, Shopping, Videos & More

MyPoints offers multiple ways to earn, which is its main strength. Here’s a breakdown of each method with realistic 2026 data from our test.

1. Paid Surveys

Surveys are the highest‑earning activity on MyPoints, but also the most time‑consuming. Survey lengths range from 5 to 30 minutes, with payouts between 40 and 200 Points per survey. However, disqualification rates are high — in our test, we were disqualified from 63% of the surveys we attempted. The actual hourly earnings, after accounting for time spent on screeners, averaged $3.50 per hour. That’s slightly lower than Survey Junkie ($4–$6) and far below Prolific ($8–$12).

2. Cashback Shopping

This is where MyPoints truly shines. When you click through the MyPoints portal to over 1,900 partner stores (Amazon, Walmart, Target, eBay, and many more), you earn cashback in Points. Rates vary from 1% to 15% or more, with occasional bonus offers (e.g., 10% at Best Buy, 12% at Macy’s). In our test, we earned $4.80 per hour when stacking shopping with other activities, but the real value comes if you’re already planning to buy something — you get paid for spending you’d do anyway.

3. Videos

Watching video playlists (sponsored content) earns points, but at a glacial pace. You typically earn 1–3 Points per video, with each video lasting 1–3 minutes. That translates to roughly $0.50–$1.00 per hour — only worthwhile if you have idle time and enjoy the content.

4. Games & Offers

Playing free games or completing paid offers (e.g., signing up for trial subscriptions) can earn points quickly, but many offers require spending money or provide low returns. We recommend sticking to free offers and avoiding paid trials unless you genuinely want the service.

5. Search

Using MyPoints as your default search engine earns a few points per day (usually 5–10). This is passive but negligible — about $0.10–$0.20 daily.

6. Email & Daily Goals

MyPoints sends daily email links that give 5 Points each. Completing the daily “To‑Do List” (which includes a survey, search, and email click) rewards bonus points. This can add up to $3–$5 per month with minimal effort.

MyPoints Point Value: What’s 1,000 Points Really Worth?

The value of a MyPoints point depends on how you redeem. Here’s the breakdown:

• PayPal cash: 1,000 Points = $8.50 (≈ $0.0085 per point). This is the most straightforward value.
• Gift cards: Most gift cards (Amazon, Walmart, Target) also start at 1,000 Points = $8.50, but some cards (like Starbucks) might have slightly different rates.
• Travel: Points can be used for airline miles or hotel stays, but value often drops to $0.005–$0.007 per point.
• Charity: Points donated to charity are valued at around $0.008 per point.

In practice, you should always aim for PayPal or high‑value gift cards. Avoid redeeming for items or gift cards that don’t match the standard rate.

Payout Options: Gift Cards, PayPal, Travel & Minimums

MyPoints requires a minimum of 500 Points to redeem for some gift cards (e.g., Amazon) and 1,000 Points for PayPal. That’s a much lower threshold than InboxDollars ($30 minimum) and comparable to Swagbucks ($5 minimum for PayPal).

Redemption processing time is typically 2–5 business days for gift cards and PayPal. In our test, PayPal payments arrived in 2 days, Amazon gift cards in 3 days. No fees are charged for redemption.

Stacking With Swagbucks: Does Using Both Make Sense?

Since MyPoints and Swagbucks are owned by the same parent company, many users wonder if they should use both. The short answer: yes, but with a strategy.

Both platforms have similar earning methods, but their point systems and bonus structures differ. You can’t transfer points between them, but you can use them side by side to maximise cashback. For example, if you’re shopping, compare the cashback rate on both sites — sometimes one offers a higher percentage for a given store. In our test, Swagbucks sometimes had better survey availability, while MyPoints had better shopping bonuses. By using both, we increased overall earnings by about 15% compared to using just one.

However, be careful not to double‑click through two portals for the same purchase — that won’t work. Instead, check both before shopping and use the one with the best rate.

MyPoints vs Swagbucks vs InboxDollars: 2026 Comparison

Here’s how MyPoints stacks against its main competitors:

For a deeper dive, read our full Swagbucks vs MyPoints comparison.

Mobile Experience: Can You Earn on the Go?

MyPoints has a mobile app (iOS and Android) that allows you to complete surveys, watch videos, and shop. The app is functional but not as polished as Swagbucks’ app. Surveys load reliably, but the interface is dated. For quick tasks like checking daily goals or redeeming points, it works fine. However, if you plan to earn primarily from surveys, the desktop experience is better.

Pros & Cons of MyPoints in 2026

Is MyPoints Legit? Avoiding Common Pitfalls

MyPoints is absolutely legitimate — it’s been operating for over 25 years and is owned by Prodege, a publicly traded company. However, as with any GPT site, there are common pitfalls:

• Don’t pay to join — MyPoints is free.
• Avoid paid offers that cost more than the reward — always calculate net gain.
• Use a secondary email to avoid spam, as you’ll receive daily emails.
• Be consistent — MyPoints rewards daily engagement through its “To‑Do List” bonus.

If you encounter a survey that doesn’t credit, use the support ticket system — MyPoints support is generally responsive.

Tax Implications: Do You Owe Taxes on MyPoints Earnings?

Yes, MyPoints earnings are taxable income in most countries. In the US, if you earn $600 or more in a calendar year from MyPoints (including points value), you’ll receive a Form 1099‑NEC. Even without a 1099, you’re required to report all income. Points are valued at the cash equivalent (e.g., 1,000 Points = $8.50). For full details, see our survey and task tax guide 2026.